Trailer financing made straightforward
Choose the finance company that fits your budget and timeline—apply in minutes.
Sheffield Financial - Personal/Business
Click Lease - Business Only
Lendmark Financial - Personal/Business
Frequently asked questions
What types of financing are available for trailers?
Most customers choose between traditional loans or business leases. Each has different terms, payment structures, and requirements, so you can select what best fits your budget and needs.
Do I need good credit to qualify?
Credit requirements vary by lender and program. Traditional loans may require stronger credit, while lease options are often more flexible and may approve a wider range of credit profiles.
How long does the approval process take?
Many applications are processed the same day, and some lease providers even offer instant decisions. Timing can vary by lender, but most customers know their status within a day or two.
Is there a down payment required?
Down payment requirements depend on the lender and the financing option you choose. Some programs may require a small upfront payment, while others may offer $0 down for qualified applicants.
Can I pay off my loan early?
Most traditional loan programs allow you to pay off your balance early without penalty, but it’s always best to confirm the specific terms with your lender.
Will applying affect my credit score?
Traditional financing may require a hard credit pull, which can impact your credit. Many lease programs use a soft credit inquiry instead, which does not affect your credit score.
What documents do I need to apply?
In most cases, you’ll need basic personal information, proof of income, and identification. Business applicants may also need to provide company details and tax information.
Can I finance both new and used trailers?
Yes — most lenders finance both new and used trailers, though terms may differ slightly depending on the trailer’s age, type, and value.
